About

About Home Equity Programs

Home Equity Programs is an educational resource from the Tyler Brown Team at Guild Mortgage, built to help homeowners understand how they can access the value tied up in their property. The site explains the difference between a Home Equity Line of Credit (HELOC) and a fixed-rate home equity loan (HELOAN), outlines common ways homeowners use their equity, and walks through the factors that affect how much you may be able to borrow, without making rate quotes, approvals, or guarantees.

It is written for homeowners who are exploring their options: people planning home improvements, organizing other debt, funding a planned expense, or comparing a second lien against a refinance. The content is intentionally non-binding and conversational, so visitors can learn before starting a conversation.

The resource is maintained by Tyler Brown, a Mortgage Advisor with Guild Mortgage (NMLS #1876610), and his team. Tyler partners with each client one-on-one to compare home equity options against other alternatives so every borrower lands on the structure that best fits their long-term plan. All content is educational and does not constitute an offer to lend.

Guild Mortgage — Tyler Brown Team
Tyler Brown

Mortgage Advisor · Guild Mortgage

NMLS #1876610 · Company NMLS #3274

Equal Housing

Equal Housing Lender. This is not a commitment to lend. All loans are subject to credit and property approvals. Programs, rates, terms, and conditions are subject to change without notice.

Equal Housing Opportunity

Educational Notice

The content on this page is educational and does not constitute an offer, approval, rate quote, or recommendation. A personalized review with Tyler Brown is required for any formal determination.

Tyler Brown Team is authorized to do business in the states of California, Colorado, Texas, Nevada, Washington, and Oregon. Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act; OR ML-176; Tyler Brown Team is a part of Guild Mortgage and not its own separate entity. Guild Mortgage Company; NMLS #3274; Equal Housing Opportunity; www.nmlsconsumeraccess.org. All information, loan programs & interest rates are subject to change without notice. All loans subject to underwriter approval. Terms and conditions apply. This is not a commitment to lend. *This is a single-draw fixed-rate HELOC where the borrower must take the full loan amount at closing; future draws are available based on the term selected. **Turn times are estimates and cannot be guaranteed. A variety of issues or unforeseen circumstances beyond our control may extend turn times.